Medicare Part D is
the federal government's prescription
drug program that covers both brand name
and generic prescription drugs at
participating pharmacies in your area.
The coverage is
available to all people eligible for
Medicare, regardless of income and
resources, health status, or current
prescription expenses. Medicare
Prescription Drug coverage provides
protection for people who have very high
drug costs.
Because...
You deserve help
with your prescription drug bills.
Everyone on
Medicare is eligible for Part D
Prescription Drug coverage.
The cost of
coverage may increase the longer you
wait to enroll.
Medicare
Advantage
Medicare Advantage
plans are health plan options that are
part of the federal Medicare program.
Coverage may include Medicare Part D
Prescription Drug coverage as well as
hospitalization, doctor visits, skilled
nursing, medical tests, diagnostics and
other services. Most Medicare Advantage
Plans are either HMOs, PPOs, or
Private-Fee-for-Service (PFFS). Premiums
are often low and $0 premium plans are
available in many areas.
Final Expense
Life Insurance
Life Insurance can be
an important part of your estate plan.
Final expense, Term life and Whole life
insurance policies are available to help
you plan for the future for your family.
Ask yourself this
question: "If I died tomorrow, could
my family afford all the expenses?"
You’ve worked hard to provide your
family with all of life’s necessities;
this policy is just one more of life’s
necessities to spare your loved ones
from the financial burden of your final
expenses.
Final expense life
insurance is an important part of your
estate planning. These policies are
available to help you plan for burial
expenses and the indirect expenses that
we never think of.
Medicare only
allows a one-time benefit of $255
The average
funeral costs between $5,000 and
$10,000
Cost of settling
an estate
Funeral and
cemetery expenses
Hospital and
doctor bills
Outstanding
credit debits
With a final expense
insurance policy in place, you can rest
easy just knowing the cost of your
funeral and all the related expenses
will NOT be a burden added to your
families grief. From the cost of burial
to the hospital/doctor bills to the
probate attorney fees, will be paid for.
Final expense
policies allow you to choose the
coverage amount that is appropriate for
you and your needs.
Life insurance
premiums never change
Coverage is
permanent
Accumulates cash
value for immediate cash benefits
No medical exams
Benefits paid
directly to your beneficiary
According to the Funeral Directors of America, the average cost of an adult funeral is more than 7,300. Social Security may pay $255, to those who qualify. This figure does not include any outstanding medical bills or other debt. On average the final expense runs $20,000 and up.
Funeral
Trust - Do you have Burial
Insurance when the time comes?
Pre-funding your final expenses is extremely important, but it is also necessary to record your final wishes, to lessen the burden on your family in one of their most difficult times. With this in mind, Legacy safeguard, which entitles you and your survivors to funeral planning support and guidance, FREE OF CHARGE. At the time of need, your family may call Legacy Safeguard to receive the support and benefits. Legacy Safeguard Planning Guide, Legacy Planning Archive, End of Life Planning, Guidance & Assistance, Legacy Safeguard Advisor, Funeral Home Locator, Funeral Price negotiation,Support for Survivors, Bereavement Travel Assistance, Grief Counseling Support. Do you have money set a side in a CD or Savings to pay for this? Why not put that money into a Funeral Trust where you get the following benefits: Peace of mind for you and your family, Guaranteed issue up to the age of 99, Interest growth for inflation protection up to 3% guaranteed, Tax Free Death Benefits, no more 1099's at the end of each year, Claims paid Next Business Day - without a Death Certificate (b), Portable to any funeral home in the country, Protects funds from ALL creditors, nursing homes, probate, estate taxes and Medicaid (c).
There is a FREE MEMBERSHIP into Legacy Safeguard, no extra money out of your pocket. You will just be taking the money you already have now set a side for your funeral expenses and putting into a safer place with additional benefits! Will your banker help you do the planning when your day of passing comes? No, but Legacy Safeguard will. No extra money out of your pocket, MANY added benefits at no charge. You have nothing to lose and a lot to gain.
Wouldn't it be comforting to know that your final expenses are covered? Why leave your loved ones with a financial burden as well as a loss?
If you want to know more about this program click on the link to watch an important video about this program than call us 24/7 at 1-866-387-9948.
